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A Behavioural Analysis of the Future of Collective Redress for Financial Consumers Following the Supreme Court Decision in Merricks v Mastercard

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Main Author: Atkinson, Joanne
Format: Book
Language:English
Published: Springer 2023
Subjects:
Financial Consumers
Merricks v Mastercard
Online Access:https://link.springer.com/article/10.1007/s10991-022-09320-8
https://dlib.phenikaa-uni.edu.vn/handle/PNK/9294
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spelling oai:localhost:PNK-92942023-09-27T07:34:27Z A Behavioural Analysis of the Future of Collective Redress for Financial Consumers Following the Supreme Court Decision in Merricks v Mastercard Atkinson, Joanne Financial Consumers Merricks v Mastercard CC-BY One of the biggest problems faced by consumers seeking redress for financial harm is the prohibitive expense and impracticality of bringing low-value individual legal proceedings. The Consumer Rights Act 2015 introduced a new regime for collective redress for competition law infringements whereby for the first time, claims may be brought on an opt-out basis. The new regime was examined by the Supreme Court in its recent decision in Merricks v Mastercard. The Mastercard claim raises important questions about consumer remedies, access to justice, litigation funding and practical enforcement issues. This paper examines the decision through the lens of behavioural science, seeking insights into the availability and accessibility of redress for consumers and considering the implications for the regulation of lenders in the future. 2023-09-27T07:34:27Z 2023-09-27T07:34:27Z 2022 Book https://link.springer.com/article/10.1007/s10991-022-09320-8 https://dlib.phenikaa-uni.edu.vn/handle/PNK/9294 en application/pdf Springer
institution Digital Phenikaa
collection Digital Phenikaa
language English
topic Financial Consumers
Merricks v Mastercard
spellingShingle Financial Consumers
Merricks v Mastercard
Atkinson, Joanne
A Behavioural Analysis of the Future of Collective Redress for Financial Consumers Following the Supreme Court Decision in Merricks v Mastercard
description CC-BY
format Book
author Atkinson, Joanne
author_facet Atkinson, Joanne
author_sort Atkinson, Joanne
title A Behavioural Analysis of the Future of Collective Redress for Financial Consumers Following the Supreme Court Decision in Merricks v Mastercard
title_short A Behavioural Analysis of the Future of Collective Redress for Financial Consumers Following the Supreme Court Decision in Merricks v Mastercard
title_full A Behavioural Analysis of the Future of Collective Redress for Financial Consumers Following the Supreme Court Decision in Merricks v Mastercard
title_fullStr A Behavioural Analysis of the Future of Collective Redress for Financial Consumers Following the Supreme Court Decision in Merricks v Mastercard
title_full_unstemmed A Behavioural Analysis of the Future of Collective Redress for Financial Consumers Following the Supreme Court Decision in Merricks v Mastercard
title_sort behavioural analysis of the future of collective redress for financial consumers following the supreme court decision in merricks v mastercard
publisher Springer
publishDate 2023
url https://link.springer.com/article/10.1007/s10991-022-09320-8
https://dlib.phenikaa-uni.edu.vn/handle/PNK/9294
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score 8.891145

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